Money on MSN

Best banks for CD rates for January 2026

Why we chose this company: If you’re looking for a short-term CD, Live Oak is a good option. The bank offers a 4% APY on its ...

What's the CD rate forecast for January 2026? Here's what experts predict

While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...
GOBankingRates on MSN

American Express CD rates and features for 2025

American Express CD rates are competitive. Learn about the features, pros and cons to help you decide whether an American ...
MarketWatch

‘The window to lock in the highest rates is narrowing.’ Some CD rates still top 4% — but for how long?

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...
MarketWatch

Some CDs are still offering 4% and up — but experts say ‘rates are likely to decline.’ So should you lock in now?

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...
Investopedia

Savings and CD Rates Are Likely To Fall This Year—Here’s How Far They Could Go

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. After soaring yields in 2023 and 2024, a shift in Fed policy will likely push rates ...